MSME Loan Types
Tailored financing solutions for every stage of your MSME journey.
Working Capital Loan
Manage cash flow gaps, pay salaries, and purchase raw materials without stress.
Equipment & Machinery
Finance machinery, tools, and production equipment and repay from the revenue they generate.
Manufacturing Finance
Scale your production unit with dedicated funding for infrastructure and capacity expansion.
Retail & Trade Loan
Stock up on inventory, expand your store, or open a new outlet with tailored trade loans.
Service Business Loan
For IT, logistics, hospitality, and services — fund hiring, tech, and infrastructure.
Business Expansion
Enter new markets, launch new products, or scale to the next level with growth financing.
Key Features
MSME loans built for speed, flexibility, and growth.
48-Hour Disbursal
MSME loans sanctioned and disbursed within 48 hours of document verification.
Minimal Documents
Udyam certificate, bank statements, and ITR. No complex paperwork or branch visits.
Collateral-Free
Unsecured MSME loans up to ₹50L available based on business revenue and credit profile.
Up to ₹2 Crore
High loan amounts to meet your most ambitious expansion plans.
Flexible Tenure
Choose repayment tenure from 12 to 84 months aligned with your business cash flow.
GST & ITR Based
Assessment based on GST filings and ITR — ideal for growing micro and small businesses.
✅ Eligibility Criteria
- ✓Udyam / MSME registered enterprise
- ✓Business operational for minimum 1 year
- ✓Annual turnover of ₹5 Lakhs or above
- ✓Business owner aged 21 to 65 years
- ✓GST registration (mandatory for loans above ₹25L)
- ✓Last 2 years ITR and 6 months bank statement
- ✓CIBIL score 650+ (personal or business)
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