Accepted Property Types
We accept a wide range of property types as collateral.
Residential Property
Self-occupied or rented houses, flats & villas
Commercial Property
Offices, shops, showrooms, and commercial spaces
Industrial Property
Factories, warehouses, and manufacturing units
Plot / Land
Non-agricultural freehold plots in approved layouts
Why Take a LAP Loan?
Use your property equity for any major financial need.
Business Expansion
Unlock large-ticket capital for business growth, new branches, or capital equipment.
Home Renovation
Renovate, extend, or upgrade your property using the equity already built in it.
Education Abroad
Fund higher education for children studying abroad at affordable interest rates.
Investment & Wealth
Use your property's equity to invest in high-return opportunities.
Debt Consolidation
Consolidate multiple high-interest loans into one lower-rate LAP.
Personal Needs
Medical emergencies, wedding, travel — get large funds without selling your asset.
Key Features
High loan amounts at the lowest possible rates — secured by your property.
- ✓Property owner aged 25 to 70 years
- ✓Residential, commercial, or industrial property with clear title
- ✓Salaried: minimum net monthly income ₹30,000
- ✓Self-employed: minimum 3 years of business vintage with ITR
- ✓Property free from litigation and encumbrance
- ✓CIBIL score of 650 or above
- ✓LTV ratio up to 65% of registered property value
Your Property, Your Capital
Don't sell your property — leverage it. Get up to ₹5 Crore at the lowest rates.
Apply for LAP →