Home Loan

Home Loans Starting at
8.5% p.a.

Buy, build, or renovate your dream home with India's most competitive home loan rates and easy EMI options up to 30 years.

Apply for Home Loan →Calculate EMI
₹50,00,000
Maximum Loan
8.5%
Starting Rate
30 Years
Max Tenure
90%
Property Funding

Why Choose Us for Home Loans

Affordable rates, flexible terms, and a fully digital process.

Buy, Build or Renovate
Get loans for purchasing a new home, under-construction property, or home renovation.
Lowest Interest Rates
Home loans starting at just 8.5% p.a. — one of the lowest in the market.
Long Repayment Tenure
Repay comfortably with tenures up to 30 years (360 months) to keep EMI low.
High Loan Amount
Finance up to 80-90% of property value, up to ₹50,00,000 or more.
Tax Benefits
Claim deductions on principal (Section 80C) and interest (Section 24B) under Income Tax.
Balance Transfer
Transfer your existing high-interest home loan to a better rate with us easily.

Types of Home Loans

We offer multiple home loan products to match your exact requirement.

Home Purchase Loan

Buy a new or resale residential property in any city across India.

Home Construction Loan

Build your own house on a plot you already own or are purchasing.

Home Renovation Loan

Upgrade, repair, or expand your existing home with dedicated renovation financing.

Balance Transfer

Switch from your existing lender to enjoy lower rates and better terms.

✅ Eligibility Criteria
  • Indian citizen aged 21 to 65 years (at loan maturity)
  • Minimum income: ₹25,000/month for salaried; ₹3L/year for self-employed
  • Minimum CIBIL score of 700+
  • Valid identity proof (PAN + Aadhaar) and address proof
  • 3 months salary slips or 2 years ITR for self-employed
  • Property documents and sale agreement

Start Your Home Loan Journey

Get pre-approved in minutes. Compare lender offers and choose the best.

Apply for Home Loan →